Best Apps for Sending Money to Ghana: 12 Reliable Options

Best Money Transfer Services for Sending Money to Ghana

Discover the top apps and platforms for sending Ghana Cedis from abroad, whether you’re looking for competitive exchange rates or fast, fee-free transfers.

Why Choose Specialized Money Transfer Apps to Ghana?

Traditional services like MoneyGram, Western Union, and Ria once dominated the market for transferring money to Ghana. However, they often came with high fees and less favorable exchange rates. Today, newer services offer better alternatives for remittances to Ghana.

Key Features to Consider When Sending Money to Ghana

• Exchange Rates: Always compare against mid-market rates.
• Transfer Fees: Check for flat fees or percentages based on your transaction amount.
• Speed: Services like Revolut and WorldRemit can deliver funds within minutes.
• Recipient Convenience: Options include mobile wallet deposits, bank transfers, and cash pickups.

Top 12 Money Transfer Apps for Sending Money to Ghana

Here’s a list of reliable money transfer services you can use:

1. TapTap Send – Good rates and app based transfers
2. PayAngel – Fast transfers with online app – best rates no fees
3. WorldRemit: Offers fast transfers to bank accounts or mobile wallets with low fees.
4. Wise (formerly TransferWise): Known for its transparent exchange rates and low fees.
5. Remitly: Provides quick transfers with an express option for urgent needs.
6. Revolut: An online banking app with competitive exchange rates.
7. Western Union: A trusted name offering cash pickup and bank transfers.
8. MoneyGram: Specializes in instant cash pickups across Ghana.
9. Ria Money Transfer: Combines speed with reasonable fees for transfers.
10. Xoom (by PayPal): Direct transfers to mobile wallets or banks.
11. Sendwave: Focused on seamless mobile wallet transfers in Ghana.
12. SikaFX – A cheaper and faster way to send money to Africa