In a city that never sleeps and an economy that demands “smartness,” having just one source of income is no longer enough. We’ve teamed up with two of Ghana’s favorite finance and business experts—James from Self-Made Finance and Akua Nyameyie from Grow with A.N.—to bring you the ultimate list of side hustles.
Whether you are in Accra looking for a weekend boost or in the Diaspora wanting to set up a sustainable income for a relative, these 16 ideas are high-demand and low-barrier.
1. The Thrift (Fos) Niche
Don’t just sell “clothes.” Focus on a niche like men’s office shirts, children’s wear, or gym gear. Buy in bulk from Kantamanto or online, and use your WhatsApp status as your storefront.
2. Mobile Beauty Services (Hair, Nails, & Makeup)
If you have the skill but not the shop, go mobile. People are increasingly willing to pay a premium for a stylist who comes to their home before a wedding or funeral.
3. Digital Airtime & Data Reselling
Everyone needs data. Use apps like Hubtel to purchase discounted data and airtime, then resell it to your network. Many people still find buying online “stressful” and would rather pay you to do it.
4. Professional Gifting & Custom Boxes
From Valentine’s Day to Mother’s Day, “Hamper Culture” is huge. Use your 1,000 GHS to stock high-quality boxes, ribbons, and aesthetic fillers.
5. Home Food Services (Meal Prep)
The “24-hour economy” means people are busier than ever. Cook soups, stews, and jollof in bulk for professionals who want home-cooked meals but don’t have the time to stand by a stove.
6. Phone Accessories
Chargers, AirPods, cases, and screen protectors are “fast-moving consumer goods.” You can stock these easily and sell them in your office, church, or neighborhood.
7. Errand & Market Services
There is a major trend in “Market Runs.” Charge a fee to go to the market, buy fresh groceries, package them neatly, and deliver them to your client’s doorstep.
8. Cleaning Services
You don’t need fancy machines to start. Offer “Intensive Cleaning” for people moving into new homes or those who want a deep monthly scrub. You can start as a solo operator and scale to a team.
9. Digital Products (E-books & Guides)
Do you have a secret recipe for shito? Do you know the step-by-step to register a business? Write it down. E-books and digital checklists are “passive income” at its finest.
10. Educational Tutoring
If you have a background in math, science, or languages, weekend home-schooling is a high-profit venture with zero capital required.
11. Local Beverage Production
Sobolo, Asana, and Burkina remain favorites. Focus on premium packaging and hygiene to differentiate yourself from the “street” versions.
12. Event Equipment Rentals
Start with 20-50 chairs and a small canopy. In many local neighborhoods, there is a constant demand for extra seating for small gatherings and funerals.
13. Mobile Money (MoMo) Agent
Get a merchant chip and offer services where the banks aren’t—at your workplace, in residential estates, or at church events.
14. Soap & Detergent Production
Liquid soap is a daily necessity for every household and restaurant in Ghana. The raw materials are affordable, and the process can be learned in a weekend.
15. YouTube & Video Creation
If you have a story to tell or a skill to teach, start a channel. As your audience grows, YouTube starts paying you in USD—a perfect hedge against inflation.
16. Content Writing & Jewelry Trading
Whether you are writing for blogs or trading in affordable, trendy jewelry (50–100 GHS pieces), these are low-risk ways to keep the Cedi flowing.
The viewGhana Verdict
The common thread from James and Akua is simple: Start where you are with what you have. You don’t need a fancy office. You need a phone, a data plan, and the discipline to show up every day on your WhatsApp status and in your community.
For the Diaspora, these are excellent “seed” businesses. Instead of sending money for consumption, send 2,000 GHS to fund one of these 16 startups for a family member or you can set them up yourself.
